Maximum age at maturity: 75 years Policy term — 5 years to 40 years Premium payment — Monthly, quarterly, half-yearly and yearly What are the benefits available in this plan? In case of accidental death, additional sum assured is also paid. Advantages under this plan Offers 2 unique maturity options which makes different from other plans. If one chooses, enhanced life cover, additional cover till age of 99 years.
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To begin with, the customer needs to submit the following documents to the insurance company. Address proof: Utility bill, Aadhaar card, or bank account statement can be presented as an address proof. Along with the documents listed above, the customer has to fill up the policy application form and also provide self-attested copies of the KYC documents.
The products offered by the company are always accessible to its customers. The policy offers life coverage up to years of age. This endowment plan offers long-term savings as well as a comprehensive life insurance coverage to secure the financial future of your family. The company offers maturity and death benefits along with guaranteed additions in the first five policy years.
The policy provides an in-built accidental death benefit rider that provides additional benefit to the nominee in case of death of the policyholder followed by accident. Moreover, the policy offers Terminal Bonus, Simple Reversionary Bonus, and Interim Bonus to help you increase the value of your corpus. The policy offers a free-look period of 15 days and also a grace period to pay the due premiums. The company offers discounted premium rates on the higher sum assured.
The policyholder has an option to surrender the plan once the policy attains the paid-up value. To avoid such untimely surrender, policyholders can avail loan against the policy. As per Section 80C and 10 10D of the Income Tax Act, , the premiums paid towards the policy and the benefits received are eligible to receive tax benefits. The HDFC Life Sampoorn Samridhi Plus plan offers guaranteed returns and comprehensive life insurance to meet your long-term insurance and financial needs.
If you are not satisfied with the terms and conditions of the policy, you are free to cancel your HDFC Life Sampoorn Samridhi Plus plan within the free-look period, i. What documents should I submit along with the application form while buying the policy? While you are applying for the plan, documents such as accurate medical history, KYC documents, and address proof are required to be submitted along with the duly filled policy application form.
A medical examination may be required based on a few factors like age and medical history. How many days of the grace period can I avail under the plan? If you are unable to pay the premium on the due date, the company provides you with a grace period of 15 days for monthly premium payment mode and 30 days for quarterly, half-yearly and yearly payment modes. In case you fail to pay the due premium within the specified grace period, the policy will lapse.
What is the termination period of the policy, and what surrender benefits are provided on policy termination?
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